I worked in Financial Services for 20 years and now I write extensively about financial matters. I have been published in the quality press as well as on the internet.

I hold the Chartered Institute of Bankers Associateship which is basically the old fashioned Bank Manager’s qualification and this helps me understand regulatory matters and the workings of banks and building societies.

My career involved both working in the lending and management side of building societies and banks as well as working in the Financial Advisor role. I was an Independent Financial Advisor for a small international bank where I advised many types of people, including some well know personalities and top sports people.

I studied for and gained the Advanced Financial Planning Certificate including the specialist pension transfer element called G60.

Being a former Bank and Building Society employee helps me to understand people’s needs a great deal. I benefited from years working in a building society where I often helped people with all sorts of financial matters and problems but in an atmosphere where I was not trying to sell them anything. I also worked giving advice to corporations and many other types of people.

I gave up giving financial advice several years ago and I do not offer, recommend or arrange financial products or give advice to anyone under any circumstances. I maintain a keen interest in the financial world and I hope that the information on this website is helpful to you. Please let me know what you like or would want to see on these pages.